Reluctant getting that loan as it appears complex?
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Features
Item Information
Eligibity
- You need to be a Hong Kong resident
- You really must be at the very least 18 years old
- You’ll want an income that is monthly of minimum HKD5,000
How exactly to apply
Current consumer
Brand New consumer
Application Hotline
Document Upload
Basic steps for loan application via HSBC HK Mobile Banking software
Make an application for one in the HSBC HK Cellphone Banking application and experience a cleaner, easier application for the loan procedure.
- Get on the version that is latest of this mobile banking application
- Touch the menu club from the left that is top
- Choose ‘Personal Instalment Loan’ under ‘Products & solutions’
Note: The display display screen shows and also the pictures of this internet site are for guide and example purposes just.
Loan resources and solutions
Publish document that is supporting unsecured loans application
Which HSBC solution that is lending your right match?
Look for a suitable loan item to complement together with your particular requirements by responding to a couple of easy concerns.
Personal Loans Comparison
An assessment of Tax Loan with Instalment Loan.
Smart great tips on loans
Discover tips on how to borrow sensibly.
Associated products
Private Instalment Loan Redraw
Redraw against your loan and never having to re-apply.
Revolving Credit Facility
Pay only interest in the credit you employ in place of a set month-to-month repayment.
Consolidating the money you owe
Clear the money you owe faster with the private Instalment Loan Balance Consolidation Program.
Money Instalment Arrange
Supplemental income and flexibility that is financial realise your individual objectives. Transform your available credit restriction into immediate cash or move the outstanding stability from other bank cards to your HSBC bank card account.
To borrow or otherwise not to borrow? Borrow as long as you’ll repay!
Important info
Remarks
- Only relevant to clients who effectively submit an application for and drawdown the mortgage through the period that is promotional an approved loan number of HKD800,000 or above. Monthly rate that is flat 0.13% and Annualised portion Rate (APR) is 2.92% for the payment amount of one year. The APR is determined utilizing technique specified in relevant recommendations released because of the Hong Kong Associations of Banks, and it is curved up or down seriously to the nearest two decimal places. An APR is a guide price, which include all relevant rates of interest, costs and costs of this product, expressed as a rate that is annualised.
- An Qualified Customer must submit your own Instalment application for the loan via HSBC website www. Hsbc.hk to qualify for HKD100 money rebate underneath the Online Exclusive provide for private Instalment Loan or HSBC Personal online Banking plus the loan of HKD100,000 or above should be authorized throughout the marketing Period. An Eligible Customer must submit supporting document(s) required by the Bank for a Loan application and the Loan of HKD100,000 or above must be approved during the Promotional Period to be eligible for HKD100 cash rebate under the Document Submission Offer.
- Applications need to be submitted through the Bank’s solution hours (Monday to Friday: 9 am – 8 pm, Saturday: 9 am – 5 pm, Sunday and general general public holiday breaks: 12 noon – 12 midnight, or branch’s that is individual hours) with all needed information (including without limitation a legitimate HSBC bank account quantity) and papers. The real turnaround time begins when all of the needed info is effectively input in to the Bank’s application assessment system in addition to Bank may possibly provide the minute application result and investment disbursement. Processing time can vary greatly in a few instances with regards to the real circumstances of specific applications.
- Minimal redraw is HKD3,000 and a Personal must has been had by you Instalment Loan take into account at the very least a couple of months. The lender reserves the final right of permitting clients to redraw or perhaps not and has now discretion that is sole figure out the redrawn quantity and tenor.
- Take note that people usually do not appoint any third events to mention private Instalment applications to us and can perhaps not process any application that has been called by a 3rd party under useful arrangement. For enquiry, please phone our hotline at (852)2233 3000.
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