Exactly about Citibank unsecured loans for bad credit

Take control of your money with Citibank unsecured loans & get funds quickly and conveniently. Reap the benefits of minimal paperwork and fast loan approval & take full advantage of our fast and simple unsecured loans. Most likely, whether it’s a marriage you intend to fund, or spend an urgent situation medical bill, what’s the worth of your own loan if you fail to own it when it’s needed. Avail an individual loan with appealing interest levels, versatile tenures and EMIs to enable you to fulfil your preferences without compromising your cost cost cost savings and budget that is current.

Avail a Citibank loan that is personal and enjoy unmatched advantages such as for example

Avail loan that is personal as much as Rs. 30,00,000*
Loan funds credited to your money in 48 hours^
Get the unsecured loan eligibility in simply 4 hours
Fixed rate of interest for predictable payments that are monthly
Component pre-payment option available ##
Balance consolidation for the charge card and unsecured loan outstanding #

Advantages

Click to grow as well as on to reduce the facts.

Up to Rs. 30,00,000* for the needs

You should use the funds to fund medical costs, to renovate your property, journey, fund a marriage into the household, substitute your home entertainment system, or other things you’ve constantly desired to do but had been held straight back by not enough funds. It really is your decision. With loan amounts up to Rs. 30,00,000 and fixed payments that are monthly there is a great deal can be done having a Citibank personal bank loan.

*Please keep in mind that exceptions into the usage of Citibank personal bank loan include antisocial, illegal, or speculative tasks, and get of silver in almost any type, including silver bullions, coins, gold precious precious precious jewelry, gold trade traded funds, or gold mutual funds. After that, you might be absolve to make use of the funds for whatever you desire to.

Get the funds in only 48 hours^

Your Citibank personal bank loan funds can be accessible for you within 48 hours (or 2 trading days) once you distribute the documentation that is necessary by us.

Before we can complete your application ^Although we try and expedite the loan disbursement process and are successful in majority of the cases, there may be occasions when we require further information.

Versatile repayment choices which range from 12-60 months

You can easily decide to pay EMIs that are large close your loan faster or choose to pay smaller EMIs and close the loan over a longer time of the time. This flexibility can be used by you of preference to determine an EMI quantity that actually works most readily useful inside your month-to-month spending plan.

Fixed interest for greater control of monthly premiums

Citibank unsecured loan is sold with a hard and fast interest rate which means that your EMIs will stay the exact same through the complete tenure of the loan. This is certainly, aside from the total amount you borrow or perhaps the full time you decide to repay it, you will see no surprises at the start of the thirty days – very first EMI to your final EMI, the quantity you spend will stay the exact same throughout.

Just how to simply just simply take financing without taxing your monthly spending plan?

Your regular unsecured loan EMI re payments should ideally perhaps not strain your month-to-month spending plan or limit your life style choices. Usage our unsecured loan EMI Calculator to get an EMI amount out you are able to pay with ease. Take to various tenures and loan quantities to find the numerous choices you’re able to select from. Refer the chart below when it comes to rates of interest that could connect with you.

Make an educated choice with the Citibank unsecured loan EMI Calculator

Get extra funds in almost no time

If you’re a present Citibank personal bank loan consumer, learn how effortlessly you can get usage of extra funds from Citibank. Click on here. On getting your intent for additional funds, our representatives will phone you straight away with all the current support you will need in understanding and trying to get the money that is extra require.

Minimal paperwork for Citibank Customers

Us an online application or talking to CitiPhone officer if you are Citibank Suvidha customer, getting a Citibank Personal Loan is as easy as logging in to your Citibank Online account and sending. Benefit from the privileges of easy unsecured loan paperwork and quick track application processing. Apply now and learn more.

Comprehensive and part-prepayment choices

For loans scheduled on or after October 1, 2015, you are able to close your loan account in complete; can help you therefore any moment following the first a year as your loan scheduling. For link loans scheduled just before October 1, 2015, you are able to shut your loan account in full any moment following the very first 6 months of one’s loan scheduling.

Partial pre-payments could be made post the very first year of one’s loan scheduling. Which will make prepayments in complete or part, you ought to phone our 24×7 CitiPhone helpline.

Observe that pre-payments attract particular fees, and so are guided by applicable conditions and terms. To find out more, please refer the FAQs area.

Balance consol You takes benefit of the very flexible tenure and attractive interest levels available on Citibank personal bank loan to streamline and better handle your charge card and personal bank loan outstanding. Transfer them to an individual Citibank unsecured loan account and handle your month-to-month cashflow better. To learn more and use, follow this link. Our representatives should be in contact you avail the benefits of a Citibank Personal Loan with you immediately to help.

Just how do I pay the mortgage Booking Fee?

The mortgage Booking Fee will undoubtedly be deducted through the loan quantity sanctioned during the time of disbursal. As an example, a Rs. 1,00,000 loan by having a thought optimum of 2.75per cent Booking Fee will end up a loan that is available of Rs. 97,500.

Who is able to make an application for a Citibank unsecured loan?

Citibank unsecured loan happens to be designed for salaried individuals, self-employed expert and business people. Current Citibank clients with a Suvidha, Branch or a home loan relationship can avail of Citibank unsecured loan.

Repayments

Just how long am I able to try repay the mortgage?

You can easily repay your loan over a period of 12 to 60 months.

The time scale of the time you are taking the loan over will influence how big is your repayments, therefore if you like smaller repayments, you really need to repay your loan over a lengthier term. Keep in mind, the longer you are taking to settle your loan, the greater interest you are going to be charged overall.

May I pre-pay my Personal Bank Loan?

Yes. It is possible to pre-pay your own personal Loan. You’ve got two choices to create a pre-payment – complete Pre-payment and Partial Pre-payment. You are doing a complete Pre-payment by settling the entire loan outstanding in one single single repayment. If you prefer to make partial prepayment of the outstanding quantity, it really is a Partial Pre-payment. To help make prepayments in complete or component, you’ll want to phone our 24×7 CitiPhone helpline.

Complete Pre-payment of Citibank Unsecured Loan

For loans scheduled on or after October 1, 2015, you’ll shut your loan account in complete; you certainly can do therefore any moment following the very first 12 months as your loan scheduling. For loans scheduled ahead of October 1, 2015, it is possible to shut your loan account in complete any moment following the very first 6 months of one’s loan scheduling.

Partial pre-payments could be made post the very first year of the loan scheduling. In order to make re re payments in complete, you’ll want to phone our 24×7 CitiPhone helpline.

Partial Pre-payment of Citibank Personal Bank Loan

You may possibly prepay an integral part of the balance that is outstanding of loan at the mercy of the next conditions:

You’ve got compensated your loan EMIs for at the least 12 consecutive months since your loan scheduling date.
Your prepayment amount is the same as no less than 2 EMIs and at the most 5 EMIs.

To create part pre-payment, you will need to phone our 24×7 CitiPhone helpline. When you inform the financial institution of the intention to prepay, the financial institution will think about your request and verify the last amount you meet the criteria to prepay. After making the pre-payment, you will need to carry on repaying the EMIs that is subsequent per the payment routine shared by the financial institution. The partial pre-payment facility can be obtained when in year.

Whenever do i must pay Late Payment Charges?

The deadline for the payment of EMIs will be 7th of each thirty days, after the thirty days of Loan disbursement. Re re Payment directions will be presented from first of each and every thirty days. We but dont fee any belated repayment charges just in case the re re payment is delayed.